PHcreditcheck is a community resource website for Philippine-based lending companies. Our goal is to warn our members against people with liability who have disappeared. Before you register with us, please read our Terms of Use first. Once you become a member, it implies that you understood , accepted and will abide with the conditions listed below.

Terms of Website Use

By accessing this website, you agree to be bound by the following Terms and Conditions of Use provided to you herein. If you wish not to be bound by these terms and conditions of use, you may not access or use this site and any of the materials contained therein.

The terms “Website” or “Site” refer to this website PHcreditcheck.com. “We”, “Our”, “Us” or “Company” refer to [PHcreditcheck.com]. “You”, “Yours”, or “Users” refer to you, the user accessing this website and the material and services featured therein.

User Eligibility

PHcreditcheck.com offers accessibility and services to individuals or corporate entities who are of the legal age of eighteen (18) years and eligible into entering legally binding contracts under applicable law.

Use License


This website PHcreditcheck.com is provided to you “as is”. All warranties, implied or expressed, are disclaimed to the fullest extent permissible pursuant to applicable laws which include but not limited to any warranties of merchantability, non-infringement of intellectual property, and/or fitness for a particular purpose.

PHcreditcheck.com does not warrant that the information and services presented on our website will meet your requirements or demands; or are accurate, current, and complete; or are secure, error-free, free from malware and other harmful components.

PHcreditcheck.com does not ensure the accuracy of the information contributed by users, and corporate entities featured on this website. Using contributed information from users and other third-party entities is entirely at your own risk.

Limitation of Liability

As a visitor to this website, you acknowledge and agree that any use by you of any material or information on this website is entirely at your own risk. At no event shall PHcreditcheck.com be liable for any kind of damage to you or any third party including, but not limited to damage for loss of profits, goodwill, use, data, and other intangible losses (PHcreditcheck.com are not liable for such damages even if we have been advised of the possibility of such damages) arising from the ability or inability to use the website and the features contained therein.

Intellectual Property

All materials appearing on this website which include, but are not limited to texts, graphics, logos, icons, buttons, Flash animations, images, profiles, records, are the respective property of PHcreditcheck.com, our suppliers, and their respective owners. All materials are protected by applicable intellectual property laws including but are not limited to domestic and international copyright.

No portion of this website shall be reproduced in any form or by any means unless otherwise permitted by these terms of use.

Third-party Links

The website may contain links that direct to third-party websites maintained and operated by entities not related to PHcreditcheck.com. We have not reviewed all of the links featured on the website, and are not responsible for any form of damage that may arise from accessing the said links. Access and usage of such links is solely at the user's risk.

The inclusion of links appearing on PHcreditcheck.com does not necessarily imply any kind of endorsement or affiliation from the company.


You agree to indemnify PHcreditcheck.com and each of its members, employees, and officers harmless from and against any and all claims, expenses, damages, suits, costs, demands, and judgments, made arising out of the ability or inability to use the site and its services, breach of theses Terms and Conditions of Use, and/or the Privacy Policy.

Revisions and Errata

PHcreditcheck.com may include technical, typographical, or photographic errors. The company does not warrant that the information appearing on the website is accurate, current, nor complete. We are not committed to provide changes and improvements to this website.

Applicable Law

Any claim relating to PHcreditcheck.com shall be governed by the laws of Manila, Philippines without regard to its conflict of law provisions.

Member Companies